What If I Am in An Accident and Have a Suspended License?
A driver may have a suspended license due to failure to pay a court fine or fee, failure to pay a traffic ticket, failure to appear in court to respond to a traffic ticket, or because of a DWI or DUI. Although suspensions can certainly keep unsafe drivers off the roadways, these suspensions can also keep those who have not committed a serious crime from working, taking their children to school, and paying their fines—in other words, it can become a vicious circle.
A 2018 Washington Post article estimated that more than 7 million people nationwide could be driving on a suspended driver’s license. The Post article stated that, according to the Virginia Department of Motor Vehicles, 647,517 drivers in the state had their driver’s licenses suspended in 2016 for failure to pay fines and costs. As you can see from these numbers, you actually stand a fairly good chance of being involved in an accident with an unlicensed driver—and you have the same statistical chance of having a suspended license.
What is a Suspended or Revoked License in Virginia?
A suspended or revoked license in Virginia means that the Virginia Department of Motor Vehicles (DMV) has temporarily or permanently withdrawn a driver's license.- Suspended License: A suspension temporarily puts driving privileges on hold due to reasons such as traffic violations, DUI convictions, or failure to meet legal obligations. To reinstate the license, individuals must fulfill requirements like completing courses or paying fines.
- Revoked License: Revocation is more severe, terminating driving privileges indefinitely for serious offenses like repeated DUIs or fatal accidents. To regain driving privileges, individuals must wait, demonstrate rehabilitation, and petition the DMV for reinstatement, often involving rigorous conditions.
My Virginia license was suspended when I had an accident - now what?
If you were involved in an accident that was not your fault, and you were driving on a suspended driver’s license, the procedure following the accident is much the same. While you will almost certainly be ticketed for driving on a suspended driver’s license, if the other negligent driver was clearly at fault, you may still have to file a personal injury claim in order to recoup your losses, both for your injuries and for the damages to your vehicle. The problem may lie in Virginia’s contributory negligence laws which are only still in use in Virginia, three other states, and the District of Columbia. What contributory negligence means is that if you are found to be even 1 percent at fault for the auto accident, you may not be able to receive compensation, even though the accident was the fault of the other driver. If you were driving on a suspended license, then depending on the reason for the suspension, the other driver’s insurance company may look more closely at the circumstances of your accident and try to find a reason to claim you were at least partially responsible for the accident.Legal options for reinstating a suspended license
If your license has been suspended, there are specific steps you can take to reinstate it:- Fulfill Suspension Requirements: Complete any court-ordered programs, pay outstanding fines, and address the reasons for the suspension.
- File for a Restricted License: In some cases, you may be eligible for a restricted license that allows you to drive to work, school, or medical appointments during the suspension period.
- Attend a DMV Hearing: Request a hearing with the Virginia DMV to discuss the possibility of reinstating your license or obtaining a restricted license.
- Seek Legal Assistance: A knowledgeable attorney can guide you through the process of reinstating your license, especially if your suspension is complex.
Am I eligible for compensation since the accident was not my fault?
If you were clearly not at fault for the accident, and there is no evidence suggesting any liability on your part, you are generally still entitled to seek compensation for your injuries, medical expenses, lost wages, pain and suffering, and any other damages resulting from the collision. However, navigating the claims process can be complex—especially if there are complicating factors like a suspended license or contributory negligence laws. It’s crucial to act quickly and consult with an experienced Virginia auto accident attorney who understands the nuances of these cases. An attorney can help gather evidence, communicate with insurance companies, and ensure your rights are fully protected throughout the process. Without proper legal guidance, you risk being unfairly denied compensation or settling for less than you deserve, potentially leaving you responsible for costly medical bills and other losses. Remember, even if you faced circumstances that complicate your claim, such as driving on a suspended license, having skilled legal representation can make all the difference in pursuing a fair outcome. Don’t hesitate to reach out as soon as possible to discuss your situation and get the support you need to move forward confidently.What if I was hit by a driver with a suspended license?
Many drivers who are driving on a suspended license may also be driving without auto insurance coverage. In fact, one of the primary reasons drivers may not have auto insurance is because they have a suspended license. Although many drivers have a suspended license because they failed to pay a court fine or fee, or failed to appear for a traffic citation, others may have a suspended license because they were driving carelessly or recklessly. If that is the case, then the driver could also have been driving carelessly or recklessly when he or she caused your auto accident.What If the Driver Has No Insurance or Is Underinsured?
According to the Insurance Information Institute, as many as one out of every eight drivers in America lacks car insurance, therefore you may be dealing not only with a suspended license but with a driver who has no insurance coverage as well. Even those drivers who do have auto insurance may be woefully underinsured, meaning the at-fault driver’s insurance may not cover all your injury and damage losses. This combination could pose significant problems for you once you attempt to recover compensation for your injuries. Some drivers may have chosen to pay the yearly Uninsured Motor Vehicle fee, which exempts them from having to carry auto insurance however makes the driver personally responsible for any damages he or she is responsible for following a car collision. You may have purchased uninsured/underinsured coverage on your own insurance policy—the state minimum requirement is $25,000. This coverage will provide benefits to you in the event the at-fault driver is uninsured or underinsured. While you could also seek recovery through the driver’s personal assets, typically a person who cannot afford car insurance coverage would have little of value, making such a lawsuit pointless.How Tronfeld West & Durrett Can Help Following Your Accident
Don’t let a suspended license cost you more than it already has. Whether you were hit by an unlicensed driver or were behind the wheel with a suspended license yourself, your rights still matter. You may be anxious about what comes next—and with good reason. Beyond the immediate fallout of injuries, lost wages, and vehicle damage, you could be facing legal consequences, fines, and complications with your driving record.
Insurance companies may try to use your suspended license against you, but you don’t have to face them alone. At Tronfeld West & Durrett, our experienced Richmond car accident lawyers understand the challenges of these complex cases, including those involving contributory negligence, uninsured drivers, and license reinstatement issues. We will work to protect your rights, fight for the compensation you deserve, and help you move forward with confidence.
Contact us today for a free consultation—and let our trusted Virginia personal injury attorneys advocate for your future.